Earning Koins on the quiz

Practice, analytics and certificates are all free — Koins are never charged for the core quiz features.

Quiz uses your universal default KashFlow account across eligible Skollar and Kariant services. Credited spendable Koins can be used once the credit completes; signup, a reward announcement or a referral activity entry does not by itself establish that a credit arrived. Converted Kash is recorded separately.

Published amounts in ₹ or $ describe the fee, reward or prize value, not an already credited or bank-withdrawable balance. Koins are accounted for in USD. In India, 1 Sikka represents ₹1 in the INR display; converting the underlying Koins for that display uses the applicable exchange rate. The display unit does not guarantee a fixed future cash return. Check the recorded credit amount, its cash-eligible portion, original FX and release terms, and the current conversion preview. Earlier frozen terms remain applicable and are not recalculated by this explanation.

Refund credits, cancellation credits, organizer fee returns and prizes have their own recorded sources and cash-eligibility terms. An unconditional refund keeps its original conditions. A fee credit is not an original-payment refund, and a prize or referral reward is not another return of the registration fee.

Only the portion of a refund explicitly approved for cash conversion is Money Back Koins; the full credit and its cash-eligible portion can differ. Credited spendable Koins remain usable across Kariant. The September launch-celebration default bank-eligibility date is 16 November 2026, 12:00 AM IST. Other refund plans and previously issued credits use their own original recorded release dates; this article does not change them. Actual Quiz results publication and the applicable payout checks are also required. Purchased and Promotional Koins cannot be converted to Kash or withdrawn to a bank. Other Kashable Koins qualify only as explicitly approved in their applicable terms.

Before requesting a bank payout, choose how many eligible Koins to convert on KashFlow, review the current preview and confirm. Only that amount moves from Koins to Kash, once; conversion does not send a bank request. Then request a withdrawal from your recorded available Kash. An accepted request reserves Kash, not the same Koins again, and payment still requires the applicable gates and Kariant Admin review. Existing Kash does not require another conversion.

Quiz referral rewards are locked from all use until 17 November 2026, 00:00 IST. Rewards retained after organizer cancellation are permanently platform-use-only, even if you paid for your own registration: no cash conversion or bank withdrawal. Other referral cash eligibility remains conditional after unlock. See https://quiz.skollar.club/refer for the payment requirement and complete referral terms; an activity entry does not prove credit or cash eligibility.

You withdraw whatever is left of the withdrawable portion at that point — it is based on your usage. Spend part of it and you withdraw the remainder, not the original amount. Requests are reviewed and approved by our team, and how long the payment then takes to reach you depends on your bank and the payment route.

Your Kashflow account page at quiz.skollar.club/koins/kashflow has a "Where we should pay you" section. Fill it in whenever you like — you do not have to wait for withdrawals to open.

Which methods you can choose depends on the country you registered from: participants in India are paid by UPI or bank transfer, and participants everywhere else by PayPal. The page also reminds you which payment provider you actually paid your registration fee through, so you can recognise the transaction.

Nothing is filled in for you automatically. Where we can, we offer a suggestion you can accept with one tap — your Kariant sign-in address for the PayPal field, for example — but you can always type something different, and nothing is saved until you press Save.

Conversion and bank withdrawal have their own applicable minimums and availability checks. Review the current preview for your account and currency; do not assume that every refund is below a minimum or that 100 Koins equals 100 Sikka. If an amount is not yet eligible, it remains subject to its original spending and release terms rather than becoming a completed bank payment.