Withdraw Kash — no KYC
Kariant does not run KYC forms. Withdrawals need your payout details and a payment track record on your account. Payout rails are region-bound: India accounts are paid to bank/UPI (and other options) through Razorpay/PayU payout rails; all other regions are paid to PayPal — both processed manually after review. There are two surfaces, and they handle your payout details differently.
Where your payout details livelink
On the Skollar Quiz Kashflow page (quiz.skollar.club/koins/kashflow), your payout destination is saved once and reused for every withdrawal — a withdrawal is always paid to the destination saved on your account rather than to anything typed into a single request. Which methods you are offered is decided by the country and currency of your own completed payment, not by anything you can change in your profile; if we have no completed payment on your account yet, no rail is offered and the page tells you why.
On the general wallet at koins.kariant.app/kash, you enter the destination on each request — the account number and IFSC code for a bank transfer, a UPI ID, or a PayPal email — and that request is paid to exactly what you entered, after review.
We never see the bank account, card or UPI id you paid with — payment providers do not hand that back to us — so nothing is pre-filled from your payment except, for UPI payments in India on the quiz Kashflow page, the UPI id you paid from, offered as a suggestion you can accept or replace.
Changing saved details laterlink
On the quiz Kashflow page you can change your saved payout destination whenever you like. For security, a saved bank account number is only ever shown back to you as the last four digits, so changing it means typing the full number again.
Setting up or changing saved payout details sends a confirmation email to your account address. If details are changed many times in a short period you get one clear security warning and then fewer follow-up emails, so do not read silence as safety — open your payout details and check what is on file. Every change is recorded either way. If you get any of these emails unexpectedly, change your password immediately and contact us: that email is your warning that someone else may be trying to redirect your money.
Request a withdrawallink
- 1On koins.kariant.app/kash, enter the Kash amount (minimum 100) and the payout details for this request.
- 2Double-check the details you entered — that is where this request's money goes.
- 3Submit. The server validates the details and immediately moves the requested amount from your Kash balance into a hold — so it cannot be double-spent while the payout is reviewed — then queues the request for manual review. Quiz accounts with saved payout details are always paid to the saved destination.
- 4If the request is rejected or cancelled, the held amount returns to your Kash balance automatically.
How verification works (no KYC)link
Instead of identity forms, each request is stamped with your real payment track record — verified gateway payments you have made (Koin top-ups, Kultivate passes). The review team pays into the account details you provided with that evidence in view.
Accounts with no prior payments can still request; they simply get closer review. The Kash page shows your current track record so you know what reviewers see.
Statuseslink
- check_circlepending — just submitted; server validation in progress.
- check_circleawaiting_admin — validated; the amount is held out of your balance and queued for the manual payout.
- check_circlepaid — transferred; the hold settles and the payout appears as a withdrawal row in your Kashflow ledger, with the bank reference recorded on the request.
- check_circlerejected / cancelled — the reason is recorded and the held amount returns to your Kash balance automatically.
If a request is rejectedlink
A rejected request shows a short reason, and when there is something you can do about it, a plain-language note underneath telling you exactly what to fix — for example incomplete bank details, or payout details saved for the wrong region. Fix what the note says and submit again.
If the amount had already been set aside for review, it returns to your balance automatically the moment the request is rejected — you may briefly see it missing from your balance while the request was queued, which is the hold doing its job.
Bank transfers need both the account number and the IFSC code (the 11-character branch code from your cheque book or bank app). UPI needs a full UPI ID like name@bank; PayPal needs a valid email address.
Frequently asked questions
Do I ever have to upload ID documents?expand_more
No. Verification is based on your payment history and the payout details you provide — no KYC forms.
Why can I only see the last four digits of my bank account?expand_more
That is deliberate. Once saved on the quiz Kashflow page, your account number is never shown back to you in full — on any page, in any email, or in your data export — so someone who got into your session could not read it off the screen. To change it, type the full number again.
Why is PayPal (or UPI) not offered to me?expand_more
The methods on offer follow the country and currency of your completed payment. India accounts get UPI and Bank Transfer; other regions get PayPal. If neither appears, we have no completed payment on your account yet — the page will say so.
How long does a payout take?expand_more
Withdrawals are reviewed and paid manually; typical turnaround is stated on the Kash page. You can track every request’s status there.
My request was rejected — did I lose the money?expand_more
No. If the amount had been set aside for review, rejection returns it to your Kash balance automatically; requests rejected before that point never touched your balance at all. Read the note on the rejected request, fix what it says, and submit again.